Job Details

Underwriter Featured

  2021-04-30     American Credit Acceptance     2487 West Navigator Drive, Meridian, Idaho     17.00 hour  

American Credit Acceptance (ACA) is a $4.0 billion rapidly growing auto finance company with year after year growth between 20-50%. As a privately-owned organization, headquartered in Spartanburg, SC, ACA can adapt quickly and fluidly to market changes while also providing opportunity for the right candidate to drive innovation, change, and growth. ACA is opening an office in Meridian and we are currently hiring!  ACA offers a competitive benefits package that includes Medical/Dental/Vision, PTO, 401(K) match, quarterly paid time to volunteer within the community, and much more.

ACA needs a team of Underwriters in Meridian.  The Underwriter I is responsible for reviewing auto loan applications and rendering an appropriate credit decision.


  • Ensure that applications are underwritten in accordance with company guidelines
  • Gathers and reviews all necessary underwriting information to determine the degree of risk involved and the proper premium for acceptable risks. Accepts risks that meet underwriting standards and declines those which do not
  • Ability to understand and analyze contracts, titles, income tax data
  • Evaluate automobile book values and applicant credit bureau information
  • Other tasks as assigned


  • 1 + years of experience in credit underwriting or an Undergraduate College degree preferred
  • Exceptional interpersonal, verbal and written communication skills
  • Be able to maintain composure and multitask in a fast paced environment
  • Demonstrate an outgoing personality with the ability to build relationships and establish trust among clients
  • Must possess the ability to solve problems, digest and apply information, learn new skills, and think critically
  • Must possess the ability to utilize Internet browsers and common desktop applications such as email and word processing programs

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work

This is a full-time position. Days and hours of work are Monday through Saturday. The candidate will get to share their top choices for working 4 days/week, 10 hour shifts. (Saturdays are required). Start times 9am, 10am or 11am (will have preference but decision mandated by need).


No travel is expected for this position.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Do not contact this company in solicitation of any product or service.

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