Job Details

About the roleAs a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.ResponsibilitiesInvestigate credit and financial information for prospective and existing commercial clients.Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.Support new, renewed, and existing loan requests ranging from simple to moderately complex.Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.QualificationsYou hold a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.You bring two or more years of related credit or financial analysis experience (Required).Skills and ExperienceYou are comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.You bring solid analytical thinking and sound judgment to every credit investigation.You can manage high volumes of work accurately while adapting to shifting priorities in a deadline‑driven environment.You communicate clearly and professionally, both in writing and in conversation.You understand federal and state regulations related to commercial lending.You are proficient in Excel, Word, and other applicable systems.Travel0%Our Company ValuesDo the right thingMutual respectTeamworkAccountabilityCompensation & BenefitsTargeted starting salary range (based on experience): $30.34 – $39.98Annual incentive potentialComprehensive employee benefits, including medical, dental, vision, LTD, STD, and lifePaid vacation time, sick time and 11 company paid holidays401(k) (with up to 4% match)Tuition reimbursementBanner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third‑party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.#J-18808-Ljbffr