Job Details

About Cognizant Consulting

Cognizant Consulting is more than Cognizant's consulting practice—we're a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we're looking for our next colleague who'll join us in shaping the future of business. Could it be you?

About the role

As a Mortgage Consultant – Capital Markets/Secondary Market Transformation, you will make an impact by leading current‑state IT ecosystem assessments across US mortgage servicing, origination, and capital markets. You will be a valued member of the Cognizant Consulting Mortgage & Lending team and work collaboratively with client stakeholders, architects, and delivery teams to document enterprise Capital Markets. Level applications, integrations, process flows, capability models, and architecture views.

In this role, you will:

• Conduct current‑state IT ecosystem assessments across mortgage servicing, origination and capital markets
• Comprehensively document application business rules, integrations, process flows, capability models, and architecture views within enterprise documentation repositories
• Gather and translate business and technical requirements through stakeholder interviews and workshops
• Write high‑quality User Stories and support Agile/Scrum delivery teams with clear, actionable requirements
• Create detailed process maps inclusive of up/downstream integration process to support current‑state analysis

Work model

We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work‑life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

• 6–10 years of Business Analyst experience with deep US mortgage domain expertise
• Strong knowledge of mortgage Servicing (loan boarding, escrow, investor accounting)
• Strong knowledge of mortgage Origination (underwriting, closing, post‑close)
• Strong knowledge of Capital Markets functions (secondary market, securitization, hedging)
• Proficiency in User Story writing and requirements gathering
• Strong experience working in Agile/Scrum environments
• Proven process mapping skills

These will help you succeed

• Experience documenting enterprise‑level IT ecosystems and architectures
• Ability to collaborate effectively with architects, product teams, and technical stakeholders
• Strong analytical skills to assess current‑state processes and systems
• Experience working in large‑scale mortgage transformation or modernization programs

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.